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![]() ![]() More recently, Bengen said that by adding small-cap stocks, you could increase your initial draw to 4.5 percent. This was based on Bengen’s analysis of historical investment returns all the way back to the Great Depression. Published by financial advisor William Bengen in 1994, this “rule” states that if you invest your retirement nest egg in a 50/50 mix of large-cap stocks and intermediate-term Treasury bonds, withdraw 4 percent of the total in your first year of retirement, and then each year thereafter increase the number of dollars you draw by the prior year’s inflation rate, your nest egg will last for at least 30 years. If you’ve been reading about retirement planning, I’m confident you’ve heard of the so-called 4-percent rule. The 4-Percent Rule and How People Try to Update It Find Retirement Financial Advisors on Wealthtender.The Guardrails Approach Implemented in Real Life.The “Guardrails Approach” – Adjustable Draws Allow Higher Spending with Lower Risk.Monte Carlo Simulations – Better than the 4-Percent Rule?.The 4-Percent Rule and How People Try to Update It.In this article for Wealthtender, I offer a deeper dive below into the guardrails approach, a less well-known, advanced strategy to provide you with the best retirement possible at the lowest risk possible. You can read the full article on Medium here: “ How to Have Your Best Retirement, Feel Confident, and Never Run out of Money.” I also briefly mentioned the best way to avoid running out of money in retirement. Some of these things are obvious (e.g., start saving as soon as possible, save as much as possible, etc.), and some are a bit less obvious (e.g., avoid lifestyle inflation, invest your retirement money in a prudently aggressive manner, maintain adequate insurance, etc.). Then, I provided a list of things you can do to reduce your risk of falling into abject poverty in retirement. ![]()
![]() ![]() Avoiding dresses with elastic or clothing that may cause irritation or unnecessary discomfort is also advisable. In general, choosing loose-fitting, comfortable clothing for the first few weeks is essential, preferably one that is easy to remove. Shirts and blouses that are comfortable and loose won’t rub against the treated area.Special compression garments : As mentioned above, it is recommended to wear compression garments for the first few weeks after surgery to reduce swelling and support the treated area.Pants or leggings must be loose-fitting and have no belts, buttons, or zippers that could rub against the treated area.Loose and baggy dresses are ideal for avoiding friction and pressure in the treated area.Some clothing options that you should use after a tummy tuck include: This garment should be used for the first few weeks after surgery to reduce side effects, such as swelling, and support the treated area.Īfter the tummy tuck procedure, wearing comfortable, loose-fitting clothing that does not rub or put pressure on the treated area is vital to avoid unnecessary discomfort and irritation. Immediately after a tummy tuck in Mexico, your doctor will place a particular medical-grade compression garment on your abdomen. However, jeans and bathing suits may have to wait a couple of weeks before you show them off. Although, the planning process is often exciting because you look forward to the day you can wear smaller clothes. The tummy tuck procedure removes stubborn fat and excess skin from the stomach to tighten the separate abdominal muscles that contract during childbirth. Schedule a tummy tuck at the Health and Wellness BazaarĬlothes you should wear after a tummy tuck in Mexico.How long after a tummy tuck will you be able to wear jeans?.During the recovery period, what clothes should you wear?.Clothes you should wear after a tummy tuck in Mexico. ![]() ![]() ![]() Sighting in a rifle with this rest, simply put, is quite fun and easy. The Y-rest on the front and rear support pad are both layered with a closed cell foam that is also covered by Marine carpet to protect your firearm from scratches or dings. Just turn the oversized knobs to get your adjustments perfect, tighten down the locking rings below the knobs and you are ready to take aim. With the leveling system, you can easily adjust the elevation, length, and overall height to fit just about any firearm you want to place on it. It features a three-point leveling system that allows for a variety of configurations. This shooting rest is constructed from heavy-duty steel tubing that is heavy enough to stay in place and handle some heavy recoil, while still being lightweight enough (8.69 lbs.) to be moved around with ease when it’s time to head to the range or back home for the day. If you need a shooting rest that is more capable of supporting larger, heavier firearms, we recommend the CTK P3 Ultimate Gun Vise. For all your larger (20lb and up) bench rifles, we suggest taking a peek at the next shooting rest in our review. Overall, if you are looking to save a few bucks, don’t mind possibly needing to weigh down the rest a bit, and can deal with a little bit of recoil, you can’t go wrong with the Caldwell Steady Rest NXT. Zeroing your rifle with this gun rest is extremely simple and takes a lot of the usual guesswork out of your shooting session when you find yourself needing to re-adjust for accuracy. The overall length of the rest when fully assembled is 26″ with 3″ of vertical cradle adjustment. Want to use a pistol with your gun rest? No problem, simply remove the center bridge and the rear rest, and you are good to go. Being able to quickly remove or add pieces from the rest gives you the versatility to easily and quickly adjust to any length firearm. In total, it is constructed out of 3 pieces but can be used in a two-piece or one-piece configuration. The front and rear supports feature a non-marring material and neoprene pads that are gentle and your firearms and geared to protect your firearms finish even under heavy recoil. It is made of a durable, plastic material that is just firm enough to give you a solid, stable shooting surface. And if multi-functionality isn’t a major seller for you, it is also extremely ergonomic and is just a pleasure to use. This gun rest is not only an inexpensive choice for those on a budget, but it is also multi-functional as it can be used with pistols, shotguns, and lever-action rifles. Caldwell Steady Rest NXT (Best For Those On A Budget)įirst up on our list of shooting rests is the Caldwell Steady Rest NXT. However, the third option is pretty versatile.ġ. Probably not something for a tree stand or ground blind. We recognize that the first two shooting rests on our list and may not be appropriate for most hunting situations. ![]() ![]() You'll see it's stored at /System/Library/PrivateFrameworks/amework/Versions/A/Resources/usbmuxd Usbmuxd doesn't have a manual page because it's something unique to Mac OS X for iPods and etc but if you type locate usbmuxd That means you could type "man netbiosd" to get a manual page about it, but that's getting a bit crazy. You can do "whatis" or "locate" on particular filenames in the command line - so that would be netbiosd for user _netbios to see where they're located. ![]() Why do they all have to have their own user accounts? Well there's books filled on that. Not every system task can run under your own user account. You're just seeing the peculiar old timey UNIX underpinnings. Special thanks for the CSS from its creators at /r/Apple: /u/Xapher19, and /u/gouch23!Įverything you listed is normal on every Mac.
![]() ![]() ![]() So because of that shortening and lard tend to be easier to work with. At room temperature it will be more solid than butter, as butter tends to melt more easily when mixing it in the flour. Butter yields a lot of flavor, and it’s my fat of choice, but its starts melting at room temperature, so during the whole pastry making process you’re basically just trying to keep them solid and cool. You can use different types of fat, like butter, lard and shortening. Shortcrust pastry can be prepared either by hand or with a food processor, just make sure not to let the dough heat up in the process – cold ingredients ensure a flaky texture. In order to get those pockets of fat in the dough the key is to use cold ingredients (cold liquid and cold fat). This structures gives a crunchy, flaky but also sturdy pie crust. Little pockets of fat are formed within the dough and when baked, the fat will melt away, creating layers of fat and texture. The fat is rubbed into the flour, followed by the water. Short crust pastry dough is a very simple type of dough used for pies and tarts, and made with flour, fat, salt, and water. ![]() Just wrap well in plastic wrap and keep in the fridge until ready to use. If you do decide to go that route, you can put it all together in about 30 minutes, so that’s a plus! But the crust can also be made up to 3 days before using. Making everything from scratch is very easy but we can all use a few baking shortcuts every once in a while, so using store-bought shortcut pastry is perfectly fine, too. It consists of three components: a crumbly crust, a creamy ricotta filling, and juicy poached pears. It’s not overly sweet and the flavors compliment each other so well, making it a wonderfully light, juicy dessert that’s perfect for Fall/ winter or whenever you have fresh pears lying around. It’s a very simple dessert that’s easily put together but looks impressive and elegant. This Poached Pear and Ricotta Tart requires minimal technique. so a new recipe was due and I’m very excited about this one. Although I rarely share dessert recipes on here, it’s an integral part of my routine – but if you want to see them, they’re all on my instagram! maybe hit that follow button?. I love desserts, I make a lot of desserts. There’s one thing you should know about me: I bake a lot. ![]() ![]() ![]() ![]() ![]() Finished! - Features: - Unlimited Gold Unlimited Gems Unlimited Food Security for You: Anti-BANNED and Proxy protection Technical information: - Undetectable (100% Guaranteed) - Compatible with Windows Xp/7/8/Vista/MAC OS X - Daily updates to ensure you that the hack is always working. 5- Activate the Dragon City Hack to add the items. 3- Enter the number of Gold, Food And Gems you want. How to use: 1- Open Dragon City Hack 2015 2- Insert your username where you want to add stuff. It will help you to improve your game progress a lot and you will easily get all the dragons and other stuff you will need. ![]() It will find your username you inserted and then add the number of resources you typed, all this is encrypted and works well. Dragon City hack tool was made to easily add more gems, food and gold. This will make playing the game a lot easier. Below you can find Hack and Cheats for Dragon City to get more Food, Gems and Gold. Point is to get and raise many dragons so you earn food and with it you earn gold as well. In this game you breed, raise and sell exotic dragons. Download here: Dragon City Hack Tool 2015 Android and IOS Download Free Download Link Free : (Free Download) Dragon City Hack/Cheat January 2015 Dragon City, Facebook game developed Social Point Team. ![]() ![]() ![]() The camera draws back to reveal the now-adult Mono in the room at the end of the hallway in his dream, and the door closes. Time passes, and Mono grows older and taller while slowly being corrupted by the Signal Tower's influence, ultimately taking on the form of the Thin Man (revealing that the Thin Man is Mono's future self). Alone and surrounded by the mass, Mono sits in a solitary chair and resigns himself to his fate. They outrun the mass, but Six betrays Mono and allows him to fall into a chasm before escaping through a television portal. As the Signal Tower begins to crumble, the children are pursued by the gelatinous mass of flesh and eyes which forms its core. She becomes hostile when he damages her music box, but Mono returns her to normal by destroying it. Mono enters the Signal Tower and finds Six, now a distorted giant. Discovering he has powers similar to the Thin Man's, Mono takes his bag off and battles and disintegrates him before pulling the Signal Tower towards himself. Six's shadow remains lead Mono close to the Signal Tower, where he confronts the Thin Man. After Mono is pulled out from the television, the Thin Man emerges too and captures Six, leaving behind a glitching shadow of her. When Mono finally reaches the door through a television set, it opens to reveal the spectral Thin Man. They spot the Signal Tower, which emits a pervasive Transmission that controls the city's inhabitants: the TV-addicted Viewers, whose faces have been distorted from prolonged exposure to it. Mono and Six then exit into the heart of the Pale City. Mono lures the Doctor into an incinerator and may choose to kill him or leave him trapped inside. The pair reach the hospital, where they encounter the mannequin-like Patients, their detached Living Hands, and the bulbous Doctor who crawls on the ceilings. Outside the School, Six finds her signature yellow raincoat. Mono rescues Six and they escape the long-necked Teacher. Mono and Six enter the School, where they are separated when Six is captured by the porcelain Bullies, the School's rabid students. ![]() He also encounters several ghostly, glitching remains of children, which he can absorb by interacting with them. However, he is always pulled back out by Six before he can reach the door. Throughout the journey, Mono attempts to use televisions as portals to enter the hallway from his dream. Using a door as a raft, Mono and Six drift across a body of water and wash up at the Pale City, which is shrouded by mist and rain and strewn with old television sets. The Hunter pursues the pair until he corners them and they kill him with a shotgun. He frees Six, who is being held prisoner by the masked Hunter who lives there. He journeys through the Wilderness and enters a decrepit shack. Mono, a boy wearing a paper bag over his head, awakens from a dream of a door marked with an eye at the end of a hallway. The game also features collectible hats and glitching remains, the latter of which will unlock an additional scene upon collecting them all. They must often work together to solve environmental puzzles and defeat or evade enemies, such as a sequence where they both need to operate a ranged weapon. The player is also given the ability to call out to Six and hold her hand to make sure they stay together. Unlike the first game, the player is not completely helpless Mono has the ability to grab certain items and swing them to break objects or to fight back against smaller foes, although he, like Six, must rely on stealth and the environment to evade larger foes. The player must explore the world, occasionally encountering platformer-like situations or being blocked by puzzles that must be solved to proceed. Little Nightmares II is similar to its predecessor it takes place in a 2.5D world. Within one month of release, the game had sold one million units worldwide. The game received mostly positive reviews upon release, with critics praising its graphics, atmosphere, gameplay and sound, while a few criticized its controls and some unintentional glitches. An upgraded version, titled Little Nightmares II: Enhanced Edition, was developed by Supermassive Games and released on 25 August 2021 for PlayStation 5, Windows and Xbox Series X/S. The game was released for Google Stadia, Nintendo Switch, PlayStation 4, Windows and Xbox One on 11 February 2021. The story follows Mono, who must work together with Six, the protagonist from the previous game, to survive the horrors of the Pale City and discover its dark secrets. It is the prequel to Little Nightmares (2017). Little Nightmares II is a puzzle-platform horror adventure game developed by Tarsier Studios and published by Bandai Namco Entertainment. Google Stadia, Nintendo Switch, PlayStation 4, Windows, Xbox One. ![]() ![]() ![]() You may find offers using a lower duty Az3 mount, which is incapable for astronomy – and suits exclusively birding low power applications – and fails to achieve the performance required for Astronomy. Note: The mount for this telescope is an “Astronomy Duty” Saxon Eq2 mount. There are numerous other books and web sites covering Galileo's work and the history of astronomy.BEGINNER & INTERMEDIATE TELESCOPE – Good quality introductory & Intermediate level telescope – Good performance on the moon, planets, stars, double stars & star clusters – also excellent performer for terrestrial spotting – ie: birding, landscapes, sea views, etc.Īvailable in stock, limited stock available.Īustralia’s Favourite First Telescope – The Saxon 909EQ2 – 90mm Refracting Telescope System is a telescope for Beginner & also Intermediate level astronomy, it is an exceptional performer and wonderful value.
![]() ![]() ![]() ![]() The demand for collagen is rising at approximately 20% annually and global collagen-based biomaterials market is predicted to reach US$5 billion by 2025. Ĭollagen is a highly sought-after protein, finding use in regenerative medicine, in cosmetics, used as casings, in supplements, films, pharmaceuticals, as a precursor to biodegradable materials, for use in tissue engineering and more recently in 3D printing. The collagen molecule is a triple-helix comprised of three distinct alpha chains of repeating units of (GLY-X-Y) N amino acids, where X is often proline and Y is often hydroxyproline. Hence, bovine hides contain an abundance of collagen. Bovine hides are rich in the valuable protein collagen, especially in the corium layer of the skin.Ĭonsidering the high cost of collagen and the vast number of applications and industries it can be of value, a more sustainable and a waste valorisation option would be to recover as much collagen as possible from hide off-cuttings.Ĭollagen is a structural protein, which provides strength, stability, and flexibility and is a major constituent of the skin tissue. At best, the hide off-cuttings and shavings are converted to animal feed providing little or no economical or sustainable value, despite their content in valuable biopolymers. These are currently disposed of in landfill sites and they have high landfilling costs per mass unit due to their low density and present low compaction ability. Hide off-cuttings, shavings and finished leather scrap are generated as waste in tanneries. Specifically related to the meat industry are tanneries and rendering plants, which process bovine and cattle hides for leather and fat production. The meat industry constitutes many by-products, which are under-exploited, from which a large number of valuable proteins, fats and chemicals can be derived from. Waste valorisation is one method of managing waste in a sustainable manner and in return deriving a high-value product. It is adversely affecting health, contaminating our air, landscape, fresh water and ocean life. It is projected to rise to 6.1 million tonnes per day by the year 2025. The world’s population produce an astounding 3.6 million tonnes of municipal solid waste each day. With an increase in world’s population, one of the most concerning problems the planet is currently experiencing is the cumulative waste from various industries. Increased environmental awareness has led researchers to find alternative solutions to replace petroleum-based materials in a sustainable manner. ![]() |
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